Totally dedicated to the intermediary sector, Tandem has created a new experience for brokers that includes a reimagining of the remortgage process that speeds up the whole transaction as well as bringing the advantages of being a bank to the specialist lending sector.

The game-changing Tandem remortgage process

• We have adopted free lender only legals on all remortgages – an in-house service to borrowers so they can obtain their funds faster and with the minimum of fuss.
• We’ve also replaced time-wasting and costly conventional valuations with AVMs to improve decision speed. This comes with a guarantee that if an AVM is not suitable, we’ll instruct a free valuation of up to £700,000.

Other notable USPs include:

• As a bank, unlike so many other specialist lenders, we are able to offer ‘real life’ Product Transfers, Further Advances and full Product Portability
• Fair View Credit Assessment – Tandem will assess an applicant’s credit file based on 22 months’ history rather than the industry average of 60 months
• Fixed rates are booked at the time of an accepted DIP.  It gives brokers the opportunity to book the rate prior to submitting a full application
• A Fair Notice period for all interest rate and product withdrawals. Gives brokers and their clients peace of mind so they can reflect and ensure they are making the right choices for their next mortgage
• No interest on fees – there are no interest or charges added to broker or completion fees when the borrower requests they are added to the mortgage
• Fully online and live interaction – all DIPs and full applications can be submitted and tracked in real time using Tandem’s specialist mortgage portal

Give Tandem a try for all of your specialist mortgage enquiries!

*Products from Tandem can be accessed by selecting Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for more details.