Directly authorised advisers set to benefit from merger between Next Intelligence and Dynamo for Intermediaries mortgage clubs

Dynamo for Intermediaries and Next Intelligence mortgage clubs are joining forces as part of a move to streamline and strengthen the wider offering to mortgage intermediaries. The combined club will be under the management of Cat Armstrong, Club Director. Moving forwards the brand will be known as Next Intelligence with a dedicated sales team headed up by the recently promoted Louise Perry, Head of Club Sales.

The Renters’ Rights Bill was presented to Parliament for its first reading on 11^th September and is set to usher in significant changes for tenants and landlords across the country if it becomes law. This new bill replaces the Conservative Party’s Renters (Reform) Bill which was shelved in May prior to July’s General Election.

The said purpose of the bill is to ‘transform the experience of private renting’ by maximising renters’ rights and protection so they can build lives in their communities, remain longer in their homes, and avoid homelessness. The bill will overhaul the Private Rented Sector (PRS), transforming rights for the 11 million private tenants in England. Key elements include:

Life insurance provides a safety net for loved ones in the event of your passing. However, simply purchasing a policy does not ensure that your assets are distributed according to your wishes. This is where a life insurance trust comes into play, offering a solution for managing and protecting your wealth and assets in the event of your death.

What is a life insurance trust?

A life insurance trust is a legal entity created to take ownership of a life insurance policy. The trust is managed by a trustee, who is responsible for distributing the proceeds according to your wishes and ensuring the funds go to the beneficiaries you have selected.

What are the benefits of a life insurance trust?

Companies House has new and enhanced powers under The Economic Crime and Corporate Transparency Act 2023 (ECCT Act) designed to help tackle economic crime and improve the quality and reliability of its data. Some measures came into effect earlier this month and landlords with limited companies should be aware of the new rules and requirements that may affect them in the coming months. 

The changes that came in on 4th March 2024 include:

Investors in UK property have for many years been attracted to holiday lets. This type of investment rose further in popularity during the pandemic when international flights were grounded and holidaymakers sought out alternative holiday accommodation in the UK. Many developers and landlords seized what they saw as potential investment opportunities, buying properties to turn into holiday lets and expanding tourism in the country’s hotspots as a result.

The downside of this for people living in the affected communities is how challenging it has become to get on to the housing ladder.

For many years in the UK, a gas or oil-fired boiler has been considered the standard form of heating for homes, however with new regulation on the way restricting their installation in new builds from next year and in all properties from 2035, what alternatives are there?

Electric boilers, heat pumps, biomass, solar thermal and Micro-CHP (Micro Combined Heat and Power) could all be options to consider, with some installations even using multiple technologies to give more flexibility to reduce energy costs depending on the time of year.

So which technologies are leading the race?