Specialist BTL is our bread and butter
As a dedicated BTL lender, Zephyr is here to support you and your professional landlord clients.
At our heart is broad criteria on a range of property types for individuals, limited companies, and portfolio investors.
If you place a case with us, we will strive to say ‘yes’ and give you a fast turnaround, but if we have to say ‘no’ we will do so quickly, explaining why.
With manual underwriting, provided by underwriters you can speak with, and a dedicated BDM to chat with whenever suits, you will have peace of mind knowing your case is in safe hands.
We also do everything we can to give plenty of notice when we need to reprice our rates, so there are no sudden shocks for you and your landlord clients.
We lend on:
- Houses and flats
- HMOs
- MUFBs
- Flats above commercial
- Ex LA and deck access
- New build properties
We lend to:
- SPV applications
- Portfolio landlords
- Unlimited portfolios
- Up to £2m loan size
- Up to 4 applicants
- Up to age 95 at term end
Criteria highlights:
- No min income
- Top slicing available
- Gifted deposits, equity and intercompany loans
- Capital raising
Give Zephyr a try today
If you have a BTL case for a professional landlord, get in touch as it could be our bread and butter. We would love to have a chat and see how we could help you.
Products from Zephyr Homeloans can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.