Fleet Mortgages, the Buy-to-Let specialist lender, is an intermediary-only lender who caters to both professional and amateur landlords, on an Individual or Limited Company/Limited Liability Partnership (LLP) basis, for both regular residential properties, HMOs and Multi-Unit Freehold Blocks.

Current Service Levels

•    We always strive to keep our turnaround times to 24 hrs on DIPs, valuations, and documents
•    You can also get through direct to your underwriter
•    Or get a same day response by emailing us at [email protected] or your BDM direct

USPs

•    Rental calculations – starting at 125% @ 3.44%, available for all rate taxpayers
•    No stress testing/affordability checks on background BTL portfolio
•    Day 1 re-mortgages – we will lend against the new property value if significant works have been completed
•    Multiple sources of income accepted including rental income
•    Minimum age 21 (25 for first time landlord) up to maximum age 89 at start and 95 at end of mortgage term
•    Up to £5 million exposure with us
•    Properties next door are acceptable
•    We allow properties with balcony/deck access
•    Capital raising allowed for all purposes, excluding gambling and some tax bills
•    Free/discounted valuations on all standard and Limited Company/Limited Liability Partnership cases (not HMOs or MUFBs)

Products from Fleet Mortgages can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.