Tipton & Coseley are a successful Building Society based in the West Midlands. We lend across England & Wales and offer a wide range of residential and Buy to Let mortgages.

USP’s

  • Manual Underwriting
  • No Credit Scoring
  • Standard 4.49x LTI applies (loans not deducted from multiple)
  • Joint Borrower Sole Proprietor
  • Long term contractors (CIS) underwritten on against gross income
  • Holiday Homes – for personal use with ability to arrange short term lets accepted
  • Interest Only – Up to 60% LTV with downsizing as the repayment vehicle.
    • Up to 75% with a recognised repayment vehicle.
  • Later Life Lending – We lend both IN and INTO retirement.
    • We can lend up to an applicant’s 95th birthday
    • We also offer Retirement Interest Only mortgage (RIO)
    • We will consider lending on retirement homes for the over 55’s
  • Family Assist – This product offers applicants up to 100% LTV with family assistance.

 

Products from Tipton & Coseley can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.