Intermediary solutions as individual as your clients. Every client has different needs. Your clients come to you because you’ll find a mortgage solution that fits their needs, not a lender’s. Brokers come to us because we understand this. We’re able to adopt a flexible approach and assess cases on their individual merits. Our team will work with you to understand your client and what we may be able to do for them, helping you to find solutions.

Here are just some of the reasons to use Clydesdale Bank:

Non-standard income — We’ll discuss non-standard income streams and more complex income structures to see if we can find a way to assist your clients.

Buy-to-let — We are proud to be different when it comes to assessing your client’s BTL mortgage, and that means making an overall affordability assessment. We can lend to first-time landlords, non-owner occupiers and first-time buyers.

Large loans — Direct access to underwriters for £750k+ loans. Available to 75% LTV up to £2m, with Capital & Interest top up to 80% LTV.

Interest only — A maximum LTV of 75% with a range of acceptable repayment vehicles.

Self-employed — We’ll use the customer’s share of pre-tax profit plus director’s remuneration.

Professionals — Our mortgages for professionals are for loans from £80k to £750k at LTVs up to 90%. At LTVs of over 85%, loans up to £570k across the UK and up to £750k in London are available.

Contractors — We can accept applicants with a one-year contracting history for mortgages up to 95% LTV.

To get set up with Clydesdale Bank, you’ll need to be registered with Virgin Money first. Once registered, simply email [email protected] with your contact details and your FCA firm details and we’ll add you to Clydesdale Bank’s panel too.

Just so you know, Clydesdale Bank registration is managed at firm level, meaning the firm’s nominated mortgage club is applied to all the brokers within the firm.

Products from Clydesdale Bank can be accessed by using Dynamo for Intermediaries as your payment route.